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Avoid these common gift card mistakes

Avoid these common gift card mistakes

Gift cards can be used to pay for several products and services across multiple platforms. Corporate gift cards, holiday cards, and even cash back cards are the most popular formats to redeem online or at kiosks. However, the process of redeeming them is anything but simple. And if not done correctly, you may miss out on many discounts and exclusive offers. Here are five common gift card mistakes to avoid while shopping.

Buying from auction websites
Gift cards can be used for several retail purposes. But never buy cards that are auctioned off from websites like eBay. You cannot verify the authenticity of these cards being sold online. Moreover, scammers can skim and track the magnetic data on such cards before they are auctioned off. Once you activate the card, scammers can also use it to avail of all the inclusive benefits. So it’s best to avoid buying from such auction websites. Consider only reputable retail and eCommerce stores that offer such redemption options.

Keeping cards unused
You might often end up receiving gift cards of no specific use. For example, somebody might gift you a $500 card that can only be redeemed for auto spares and accessories. Here, the best thing to do is exchange it on platforms where consumers can buy and sell gift cards. You can strike a deal with fellow customers who may want the auto gift card and is willing to exchange it for something that can be used for everyday shopping and lifestyle categories.

Not keeping track of balances
You might have several gift cards that are lying around unused after a few rounds of shopping. These cards still hold sufficient value that can be redeemed for your next purchase. But this is possible only when you know the exact value of the gift amount. So it would be wise to keep track of the unused value. This way, it can be redeemed along with other cards eligible for exclusive offers.

Not cashing out
Many stores offer a cash-out option for gift cards if you have a nominal balance left after making a purchase. Always consider cashing out so that the balance does not remain unused until the card validity expires. It is wise not to waste a perfect opportunity for instant cashback. It is possible even to combine multiple balances and request store credit at some outlets. Always check with the cashier to see if cashing out for credits is an option.

Not taking a picture of gift cards
Gift cards that don’t have a magnetic strip feature bar codes and card numbers that you cannot memorize. So, the smart thing to do is take a picture or store the details on your phone. This way, even if you lose the card, you can still redeem the gift value with the details available at any kiosk or online.

Online CME with gift cards
Nowadays, complimentary gift cards can also be used to pay for Continuing Medical Education (CME) activities provided by physicians. Clinicians prefer these gift card payments as the credits offered can also be used to meet the specific CME and MOC certification requirements. Major retail and eCommerce websites offer online, cost-effective CME gift balances that can be redeemed for educational purposes.

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